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《城市交通》杂志
2004年 第3期
加强驾驶人安全行车管理 实行车险浮动费率
点击量:5988

文章编号:1672-5328(2004)03-0049-03

孙正良
(公安部交通管理科学研究所,无锡 214151)

摘要:中国道路交通安全面临着前所未有的挑战。本文在分析国内外机动车保险费率与投保人安全驾驶关系的基础上,提出建立全国机动车保险综合信息服务系统,推行与驾驶人安全行车挂钩的机动车保险浮动费率。这是解决我国当前道路交通安全、保障交通事故受害者合法权益的有效途径之一。

关键词:机动车驾驶人;交通安全;车辆保险

 

Enhance the Management of Driver's Safe Driving Implement Vehicle Insurance Floating Premium

SUN Zhengliang
(Traffic Management Research Institute of Public Security Ministry, Wuxi 214151, China)

Abstract: Now we are encountering an unprecedented road traffic safety challenge in China. Based on analyzing relationship between vehicle insurance and driver's safe driving in other countries, this paper puts forward the method of establishing a vehicle insurance information service system and implementing vehicle insurance floating premium concerned with driver's safe driving. It will be an effective measure to improve road traffic safe driving at present and ensure the interests of traffic accident victim in China.

Keywords: vehicle driver; traffic safety; vehicle insurance